Amount-locked vs open QR codes
Kit Pay merchants can show two kinds of QR code: one locked to an exact amount, one open for the customer to fill in.
Help centre
Business & merchants
Business wallets, merchant accounts, signed QR codes, and getting paid at the counter.
Business records and history
Reading your Kit Pay business records: payment statuses, the business wallet history, and using both for reconciliation.
Business wallets, explained
What a Kit Pay business wallet is, how it differs from your personal wallet, and why merchant tools are built on top of it.
Create a merchant account
How to set up a Kit Pay merchant account on top of a business wallet: the settlement wallet, your business name, and roles.
Merchant account troubleshooting
The common reasons merchant setup or payments refuse to proceed on Kit Pay, what each one means, and the honest fix.
Payment links for business
Using Kit Pay payment links to get paid remotely: a link into your wallet, an optional fixed amount, and your off switch.
Settlement and splits
How money from merchant payments reaches your business wallet: direct settlement, holds, split allocations, and refunds.
Signed QR codes
Every merchant QR code Kit Pay issues is cryptographically signed and verified before payment — what that protects and why.
Take payments at your counter
A working rhythm for taking Kit Pay payments in a shop or stall: the code, the customer's approval, and your confirmation.