Receive money on Kit Pay

Receiving on Kit Pay requires nothing from you but existing: your account can accept transfers whether the app is open or closed, day or night. The money lands in your wallet, the entry lands in your history, and both are yours to check at any time.

The ways money arrives

• Someone sends you a direct transfer — they need only your phone number.
• Someone approves a payment request you sent them.
• Someone pays through a payment link you shared.
• A customer scans your QR code, if you trade — see QR payments.

The only proof that counts

A payment has happened when — and only when — it appears in your own wallet history. Not when a sender says so, not when a screenshot shows so, not when an SMS that looks official announces it. Screenshots and fake confirmation messages are the backbone of marketplace scams; your history cannot be edited by other people, which is exactly why it outranks anything they show you. Hand over goods after your app shows the money, never before.

Asking well

When you are owed money, a payment request beats a reminder text: it carries the exact amount, it appears inside the other person's app where paying takes moments, and it leaves a clean record either way. For debts that repeat — rent to you, a weekly contribution — the payer can set up a repeating payment once and let the plan do the remembering.

And a habit worth keeping: when a payment arrives with no note from a number you do not know, do not spend it as a windfall. Mistaken transfers happen, the sender may reach out, and payment problems explains how those situations resolve honestly.