Deposits & withdrawals

Ways to add money to your wallet

What fills a Kit Pay wallet today, which deposit rails are coming, and how each will announce itself honestly.

An honest page about adding money has to start with the present tense: today, money arrives in your Kit Pay wallet from other Kit Pay users — transfers, approved requests, paid links, QR payments. The rails that connect wallets to the wider world of banks and mobile money are built and being switched on in stages, and this page tracks what that means for you.

What works today

Anyone on Kit Pay can pay you with just your number, which makes receiving money the practical way wallets fill right now: salary from an employer on Kit Pay, customers paying your business, family sending support, a friend swapping you wallet money for cash. Informal, yes — also instant, recorded, and real.

What is switching on in stages

  • Bank deposits — topping up from a Ugandan bank with a personal deposit reference and verified proof, matched to your wallet.
  • Mobile money — moving value between your wallet and MTN Mobile Money or Airtel Money.
  • Each rail opens only after its live checks pass end to end, and the app announces it for your account when it genuinely works.

Why the staging, honestly

Connecting to a bank or a mobile money provider means depending on systems Kit Pay does not control. A rail that mostly works is a rail that sometimes eats a deposit — so each one is proven against its real provider before real users touch it, and each stays gated until it earns its way open. Slower to arrive, but when your app shows a deposit method, it means it.

When rails do open for you, keeping deposit records is the habit that makes any hiccup easy to resolve — start it on day one.

Frequently asked questions

Can I deposit cash at an agent today?

Kit Pay does not offer agent cash deposits today. The app is the honest list of your deposit options — if it is not shown there, it does not exist yet.

How will I know when bank or mobile money deposits reach my account?

The app announces each rail when it is genuinely available to you. Nothing needs to be requested, installed, or paid for.